Dec 10, 2025 · Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions over the last 35 years.

Jan 2, 2026 · View data of the Effective Federal Funds Rate, or the interest rate depository institutions charge each other for overnight loans of funds.

The Federal Open Market Committee (FOMC) meets eight times a year to determine the federal funds target rate. The full historical dataset is available for download here: Fed Funds Interest Rate | Data | …

4 days ago · In 2025, the federal funds effective rate continued its downward adjustment as the Federal Reserve advanced its policy easing cycle. After beginning the year at 4.33 percent following a …

Sep 17, 2025 · U.S. interest rates charted over time since 1954, from highs above 19% in the 1980s to the Federal Reserve's latest cut in September 2025.

Dec 10, 2025 · The benchmark interest rate in the United States was last recorded at 3.75 percent. This page provides the latest reported value for - United States Fed Funds Rate - plus previous releases, …

- Monthly Prime Rate History - Cumulative Average of The U.S. Prime Interest Rate: 6.85% * U.S. Prime Rate Mode (most frequent value): 3.25% * The Median U.S. Prime Interest Rate: 6.00% * U.S. Prime …

Dec 14, 2022 · To help consumers understand the historical significance of the Fed’s rapid rate hikes in the post-pandemic era, Bankrate compiled this guide of the Fed’s previous rate moves from 1981 to …

Dec 1, 2025 · For additional historical federal funds rate data, please see Daily Federal Funds Rate from 1928-1954. The federal funds rate is the interest rate at which depository institutions trade federal …

Aug 20, 2025 · To answer this question, we will explore monetary policy decisions surrounding the eight recessions since 1969 – as identified by the Econbrowser Recession Indicator Index. These periods …