Nationwide is offering first-time buyers a sub-4% mortgage for the first time since September 2024. The lender is cutting rates by up to 0.3% across selected two, five and 10-year fixes from tomorrow.

Every Friday we take an overview of the mortgage market with industry experts and round up the best rates with Moneyfactscompare.co.uk. I bet you didn't expect to start this week's guide by ...