The clarification comes amid repeated queries from departments and employees over gratuity eligibility under the National ...
SIPs work best when aligned with clearly defined, inflation-adjusted goals—not as a standalone habit.Long-term retirement needs demand diversification beyond mutual funds, including NPS and EPF.Asset ...
Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...
Structural changes were made to the NPS to increase its wider acceptance among households, while EPFO took some tough calls ...