Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Mortgage rates dipped slightly after the Fed's latest rate cut, but how much does that impact your monthly costs?

You never know when a surprise expense might arise. Tapping your emergency fund is generally your best option for dealing with an unexpected bill. But since 42% of Americans don' ...

First you get a phone call. The caller sounds confident, as if they know you personally. "My name is Joseph, I’m calling from Bank X. We have a new product suitable for you," the caller says. A week ...

Loan deferment lets you temporarily pause payments on your loan without incurring late fees or affecting your credit. It may increase your total borrowing costs. If you're having trouble making ...