Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package ...

What’s the Difference?

Missing an EMI is stressful, but panic makes it worse. The first few days after a default matter more than most people realise—and the right steps can limit damage to your credit and finances.

On the borrower’s death, the bank asks the co-applicant or guarantor to pay, or recovers the personal loan amount from the ...

You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...

Understanding how banks handle such situations and what responsibilities, if any, fall on family members, can help avoid ...

"Mortgage interest rates went down before the Fed cut rates in September but went up after," says Ali Wolf, chief economist ...

Upon a personal loan borrower's death, the debt is first covered by loan protection insurance, if available. If not, a ...

Here are the best personal loan options right now, which lenders offer the lowest EMIs, and how fees and borrower risk shape ...

A personal loan can be a useful financial tool for financing just about anything from unexpected expenses to home renovations. Most personal loans are unsecured, meaning they don't require any ...

Aside from its debt consolidation loans, Discover offers balance transfer credit cards as another option for borrowers ...

Survey highlights alarming harassment practices by banks in India, revealing widespread intimidation and threats during loan ...