The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...

The best CD yield from a national bank is United Fidelity Bank with a 4.25% APY on a 18-month CD with a $1,000 minimum to ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

If you need to cash out a CD early, you’ll usually pay a penalty. But these top-earning CDs charge little or nothing while still offering today’s best yields.

Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.