A credit score is basically a number that gives a lender an indication of the likelihood you’ll pay back your debt. All lending institutions use credit scores to determine if it’s worth the risk to ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

A staggering 45% of small business owners don't know they have a business credit score, according to the Native American Dream Gap survey. Even more surprising—this number could be silently impacting ...

Taking the mystery out of how credit scores work can help you boost your rating. It’s typically recommended that you check your credit score at least once a year to know your standing and also ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...