Discover the hidden dangers of store credit cards and learn strategies to avoid high interest and debt while building your ...

Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The national average FICO ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Paying bills on time is most important. Using credit cards helps, but carrying a balance does not. The age of your credit accounts matters, too, and there are easy ways to improve it. Only 1.54% of ...

Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in ...

Your credit score is one of the most important aspects of your financial life. Knowing how to improve a credit score, especially if it's less than stellar, can open the door to all sorts of ...