Each credit bureau differs in how they extract and compile your information, so it's important to understand how they work. There are three main credit bureaus: Experian, Equifax and TransUnion.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

have no annual fee and report your payments to the three major credit bureaus. The right card for you depends on your situation. Options include secured credit cards — which require refundable ...

Experian -- one of the three major credit bureaus-- lets you check your FICO credit score and your Experian credit report for free, whenever you’d like. Though, what puts this service ahead of ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...