We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA loans exist to make ...

Active-duty military personnel and veterans can benefit from the Veterans Affairs (VA) backing on mortgages to save on private mortgage insurance, interest rates and closing costs. You could also ...

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

Buying a home is one of the biggest financial decisions you will ever make, and choosing the right type of mortgage can make all the difference. For many buyers, the choice often comes down to a VA ...

Having lived in several states, owning primary residences and investment properties, Josh Patoka uses his experience using mortgages and HELOCs to help first-time home buyers and home owners find the ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

A VA construction loan could be a viable option if you’re an active-duty service member or veteran looking to build a single-family home. VA construction loans generally don’t require a down payment ...

You don’t need perfect credit to get approved for a VA loan. In fact, a credit score of at least 640 is enough to qualify with most lenders. Some will take scores of 620 or lower, depending on your ...

Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Of the many varieties of mortgage loans out there, the VA loan—a type of mortgage ...

A home loan through the U.S. Department of Veterans Affairs, called a VA loan, can be a great way to get a low-cost mortgage if you qualify as a military service member, veteran or their surviving ...

VA loans are government-backed loans that help veterans, active-duty service members and surviving spouses buy or build a home. Conventional loans are backed by private sector lenders, such as banks, ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...