Under the revised guidelines, pension funds must invest contributions prudently across several regulated asset categories.

Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...

The government employees who are subscribers of NPS, UPS, and APY can invest up to five percent, the maximum permissible ...

Hi everyone, I’m a 30-year-old doctor, married, and together my wife and I earn around Rs 30 lakh per year. We don’t have kids yet but plan to in the future. I wanted some clarity on term insurance — ...

The Pension Fund Regulatory and Development Authority (PFRDA) has introduced significant changes to the National Pension ...

The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

The Budget provided a tax benefit on NPS investments but did nothing to address a long-standing problem. Under the current ...

Under the new rules, you will now need to invest only Rs 4 lakh (20%) in an annuity product. The remaining 80% can be withdrawn as a lump sum — the tax treatment on this withdrawal would still be ...

Pension funds can also invest in IPOs, follow-on-public offer, and offer-for-sale of companies approved by SEBI, provided that they meet certain criteria.

They also make more sense if you fall in the 0–20% tax bracket, where the pre-tax advantage of products like NPS largely ...