The current stock market volatility has most of the country on edge. But for professional advisors whose senior clients may be seeking to sell their life insurance policies in the secondary market, ...

For over a decade, insureds with significant estates and their advisors have made secondary guarantee universal life (SGUL) life insurance policies, or so-called "no lapse" guarantee policies, a ...

Estate taxes could be called an uncertain certainty. That’s because tax-law changes are slowing reducing the top estate tax from a high of 55 percent in 2001 to a low of 45 percent in 2007, with the ...

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...