It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...

Retirement planning often comes down to one big question. How much money will you really need to maintain your lifestyle once the paychecks stop? Many experts point to the "80% rule" as a simple ...

No matter where you go online, there is a better-than-good chance that you will see the 4% rule come up around the idea of ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Retirementhas always been a thorny issue, particularly during the distribution phase i.e., the pension or annuity to be ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. But that ...

From catch-up contributions to required distributions, federal employees face key ages that can shape retirement income, ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...