Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

ARKG's top holdings were replaced due to poor performance, highlighting the fund's vulnerability to interest rate changes and high concentration in cash-burning companies. ARKG underperformed significantly compared to peers and the Nasdaq, especially ...

You may think that only businesses and politicians should pay attention to choices made by the Bank of England, but its interest rates decisions also have an impact on your personal finances. We explain how.

Reviewed by Erika Rasure Fact checked by Vikki Velasquez Multiple economic factors influence interest rates. Three types of interest rates, including real, nominal, and effective affect consumers' borrowing and investment choices.

The Senior Citizen Savings Scheme (SCSS) offers a competitive 8.2% fixed interest rate, matching the Sukanya Samriddhi Account. This rate, applicable for the January-March 2026 quarter, remains unchanged from the previous period.

Fixed income is for stability. In 2025, interest rates on fixed deposits fell, while yields on government bonds increased. The interest rates on corporate bonds saw some moderation but held steady.