Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

The sum insured is the maximum amount shown on the policy, but the usable amount depends on the limits in the wording. To ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

An explanation of directors and officers (D&O) insurance policies, including the key types of D&O liability insurance coverage, double anchor policies, extended reporting coverage, common policy ...