You can apply for a new credit card online, in person, via mail, or over the phone. Before applying, check your credit score to determine what credit cards and APR you can get.

Remember that a credit card application results in a "hard pull," which will appear on your credit report for up to two years. This could result in a temporary minor decrease in your score ...

An instant approval credit card that you can use immediately is one that you can get approved for and make purchases with in ...

If your application is accepted, you can often make online purchases using your new credit card number immediately. However, it typically takes seven to 10 days for the physical credit card to ...

If you want to use a credit card as an interest-free loan, your best bet is figuring out which credit card offers the perks and benefits you want, along with a lengthy 0% introductory APR offer ...

If your credit is in good shape, approval is more likely. you may need to focus on building a stronger credit history until it’s a better time to apply for a credit card.