Best High-Yield Savings Accounts for November 2025: Up to 4.51%

The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

While top-tier CDs, especially those offered by online banks and credit unions still offer strong APYs above 4%, Chip Lupo, analyst at WalletHub, says national averages have already begun to decline. ...