The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.

Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest rates.

FICO estimates that about 110 million consumers will see a change of less than 20 points to their score under the new credit score model.

Key Takeaways FICO launched two credit scores that incorporate consumers' record of paying back buy now, pay later loans, the analytics company said Monday.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the first time.

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market.

Fair Isaac shares retreated following Freddie Mac and Fannie Mae's decision to accept another measure when assessing mortgage borrowers, adding competition to the company's FICO credit score model ...