The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but ...

The FICO 10 scoring model is slated for a summer release and could cause your credit score to drop 20 points as the model ...

In early June 2026, Fair Isaac Corporation amended its credit agreement to add a US$1.50 billion unsecured term loan maturing in 2028, using the proceeds to fund an accelerated share repurchase under ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

The data analytics company has teamed up with fintech Plaid to offer lenders a better window into the credit health of so-called thin-file consumers. Prices are rising again, and by some measures, ...

A growing share of Gen Z consumers are opening new credit card accounts to cover everyday expenses they otherwise cannot ...

FICO is cutting its mortgage score price to match VantageScore while adding a success fee on funded loans. This shift makes FICO’s mortgage revenue more dependent on loan conversion rates and ...

While much of the activity in the AI markets are focused on the tech giants chasing ever-increasing model sizes and compute budgets, financial company FICO is going the other way with smaller, smarter ...

Last week, VantageScore, one result of that act, finally went live in a pilot program with 21 lenders, offering a direct ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Rocket Mortgage and Rocket Pro have begun utilizing VantageScore 4.0 alongside Classic FICO in the mortgage qualification process.The rollout comes as the Federal Housing Finance Agency (FHFA) ...