Standout benefits: Rocket Mortgage's Fresh Start program helps applicants boost their credit scores before applying. Rocket ...

FHA loans allow lower credit scores and require less elapsed time for major credit problems. Conventional loans, however, may require less paperwork and offer better options to avoid costly ...

Florida-based Freedom Mortgage offers FHA, VA and USDA loans in addition to conventional mortgages and refinancing. You’ll ...

SoFi reports that FHA loans are ideal for first-time buyers with lower credit scores and smaller down payments, though they come with mortgage insurance costs.

USDA’s upfront fee is 1.00% or 0.01 times the loan amount, financed into the loan. FHA’s MI factor, also called its Mortgage Insurance Premium is 0.55% . This program requires at least 3.5% down.

Mortgage applications in the United States edged lower last week, even as borrowing costs declined to multi-month lows, data ...