FHA loans require an upfront mortgage insurance premium (MIP) of 1.75% of the base loan amount, which can be rolled into the loan. There’s also an annual premium, which is divided by 12 and added to ...

The latest baseline increase in conforming loan limits has enabled loan originator Dave Krichmar’s client to make a 5% down payment instead of 10%. The self-employed homebuyer found an $800,000 home ...

Buying a home can be an exciting experience. Yet before you begin shopping for the perfect place to live, it’s a good idea to understand what type of mortgage you’ll use to finance your purchase—it ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Valicia is an accomplished author and a Junior Copywriter at Uncanny Content. She believes that words can help create a better world, which is why she helps impact-driven businesses increase their ...

HUD bans H-1B visa holders from FHA loans, sparking debate online. The policy change impacts NPRs, limiting access to affordable housing in key markets.

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...