And recently, the rules were changed to introduce "super" catch-up contributions, which allow an even smaller older age group ...

The Secure 2.0 Act of 2022 gave us the Roth catch-up mandate, a revenue raiser that has caused great consternation in the retirement plan community as plan sponsors, recordkeepers and payroll ...

Proposed Treasury regulations relating to catch-up contributions were issued in January of 2025 that include guidance for the mandatory Roth catch-up requirement, which was first provided under ...

Once you turn 50, you become eligible to contribute additional money to your 401(k) plan. This can help you save more for retirement and prepare for the years ahead. The tax deduction of these ...

In a shift that could spur broader adoption of Roth retirement accounts by both employers and workers, higher-income employees who make catch-up contributions to a workplace plan in 2026 will see a ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new requirements unfold. Starting in 2026, those 50 or older who earned at ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...