Saving for a down payment is one of the biggest barriers to buying a home, but it doesn’t have to be. Not only are down ...

Navigating the real estate market can be daunting, especially when you’re working with a limited budget. However, winning a ...

Down Payment Assistance Is a Growing Tool for Home Buyers The number of these programs, which come from a range of sources, is rising in the United States, but there are barriers to entry.

A no-down-payment mortgage allows you to finance 100 percent of your home, but you’ll likely still have to pay closing costs — or roll them into your mortgage. VA loans and USDA loans don’t typically ...

Do you really need 20% down to buy a home? Many buyers in Charlotte still believe they must save that much before entering ...

The program — called the SmartBuy 5/1 ARM Down Payment Assistance product — offers a first mortgage alongside a repayable ...

The program lets eligible borrowers put down 1% on a home purchase, with UWM covering the rest of the 3% down payment on a conventional loan.

So to use our prior example, the down payment on a median-priced home today would drop from over $84,000 to just $14,798. NAR reports that 29 percent of first-time buyers in 2024 used FHA loans.

Depending on your income and where you live, you may also be eligible for down payment assistance in the form of credits, grants, forgivable loans and other programs that can bolster your savings.

The Federal Home Loan Bank of San Francisco (FHLBank San Francisco) announced it awarded $10 million in 2025 Middle-Income ...

While typical down payments have increased from a year ago, coming up with the necessary funds is still challenging for most Americans. What to consider.

The White House is pausing federal grants and loans as President Donald Trump’s administration begins an across-the-board ideological review of its spending. The website that states use to get ...