Learn the key differences between a credit union vs. bank, including fees, rates, accessibility and customer experience to help you make the right choice.

For instance, as of March 31, 2023, the national average rate for a one-year certificate of deposit with $10,000 was 2.28% for credit unions and 1.74% for banks. Navy Federal is an example ...

Before you decide on a bank vs. credit union, it will help to understand the pluses and minuses of each. ... Top Rated Banks Near Me. Citibank Bank Near Me; Capital One Bank Near Me; ...

Explore the differences between credit unions and traditional banks, and learn how to join one. ... Lorence suggests using the Your Money Further search tool to find a credit union near you.