Rose Han's financial waterfall is designed so that "you save every dollar as tax-efficiently as possible," she said.

Explore More: I’m a Self-Made Millionaire: 6 Steps I Took To Become Rich on an Average Salary Value People Over Everything Else Obsessed with money and all the things it brings?

So, what do self-made millionaires wish they’d known earlier? GOBankingRates consulted a number of people who built substantial wealth on their own, in addition to people who work with self-made ...

One thing self-made millionaires have in common is taking risks. Playing it 100% safe usually isn't the way to go. Here are some common risks they take.

O’Neal emphasized that most self-made millionaires aren’t extravagant in their spending. In fact, many live below their means.